01 - Preheat oven to 400°F. Lightly grease a baking dish with cooking spray or butter.
02 - Cook bacon in a skillet over medium heat until crispy, about 6-8 minutes. Drain on paper towels and crumble once cooled.
03 - In a medium bowl, mix cream cheese, ranch seasoning, garlic, and black pepper until smooth and well combined.
04 - Place chicken breasts in the prepared baking dish. Spread cream cheese mixture evenly over each breast, covering completely.
05 - Sprinkle cheddar cheese evenly over the chicken, followed by the crumbled bacon.
06 - Bake for 25 minutes, or until chicken reaches an internal temperature of 165°F and cheese is bubbly and golden.
07 - Remove from oven and garnish with green onions, extra cheese, and chives if desired. Serve hot.